Ira Limits 2025 Contributions Over 50. If you have a traditional ira, a roth ira―or both―the maximum combined amount you may contribute annually across all your iras is the same:. For all ira types, you can contribute up to $7,000 in 2025 ($8,000 if you’re 50 and older).
The contribution limit on a simple ira, another workplace plan, also increased to. The roth ira contribution limit for 2025 is $7,000 for those under 50, and an additional $1,000 catch up contribution for those 50 and older.